Are you Paying too Much for your Classic Car Insurance?

Automotive

matt-henderson
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  • If you cover a classic or antique car with a regular insurance policy, you may be wasting cash. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • It makes far more sense to find a specialist such as: • American Collectors Insurance • Hagerty Insurance • Grundy Insurance. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • Insurance companies make the distinction between old, classic and antique cars. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • Classic cars are between 15 and 30 years old and something of special worth to a collector. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • Antique cars are over 30 years old, have historic plates and can only be driven as part of a show. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • There are three types of insurance policy for an antique or classic car: • Actual cash value (ACV) • Agreed value (AV) • Stated value (SV). USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • With an actual cash value policy, the value is set to match that of the car at the time of being insured. (This value decreases with time.) USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • With the stated value policy, the insurance pays either the cost of the damage to the vehicle or the ACV (whichever is the lower). USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • With the agreed value policy (the best of the three), you are guaranteed the sum agreed on the current agreed valuation certificate. USA Insurance Buzz.com http://www.usainsurancebuzz.com/ http://www.usainsurancebuzz.com/
  • The valuation process includes the car becoming officially recorded with a list other cars that are considered to be under that same value bracket. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • To select a suitable appraiser, you can contact the American Society of Appraisers. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • The appraiser checks the vehicle thoroughly before producing a detailed report. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • In addition to the valuation certificate, the insurance company will need to know the make, color, model, body style, year, engine number and vehicle identification number (or VIN). USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • Insuring your classic or antique car with a specialist is the best way of addressing all the concerns you have about your vehicle. USA Insurance Buzz.com http://www.usainsurancebuzz.com/
  • www.USA Insurance Buzz.com http://www.usainsurancebuzz.com/ http://www.usainsurancebuzz.com/ http://www.usainsurancebuzz.com/
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